Construction contractors put themselves at risk every single day on the job, facing unknown risks when working with heavy equipment and often from scaffolds at great heights. The job is demanding and has special challenges. One of the challenges... (Read More)

Any contractor who transports materials that could potentially create environmental pollution needs liability protection. When cargo is released into the environment — for example, a truck overturns and spills industrial cleaning solution into a... (Read More)

Lead-based paints were commonly used in homes constructed before 1978. If left undisturbed, the paint itself probably does not pose hazards. However, any scraping, peeling or sanding of the paint changes all of this. Disturbing the paint causes dust... (Read More)

Did you know? Falls are the leading cause of death in construction. In 2016, the U.S. construction industry saw 991 fatalities. Falls can happen from any height — roofs, scaffolds, ladders and more. Many of these deaths are preventable by... (Read More)

Why do contractors need pollution liability insurance? Shouldn’t this be covered under a commercial general liability insurance policy? There is a history of pollution liability in the United States, which brought about the need for a special... (Read More)

Summertime is hot and it is even hotter for your contractor clients on a jobsite. Heat exhaustion is a serious health hazard for contractors and can lead to serious illness, injury and even death in extreme cases. According to OSHA statistics, 94... (Read More)

Project managers and construction contractors often collaborate on projects. Questions may arise on liability issues: Does the responsibility to maintain liability insurance fall on the project manager, the contractor, or both? Who is liable when... (Read More)

Asbestos is a naturally occurring substance that was regularly used in housing insulation from the 1940s through the 1970s. It was flame retardant and an inexpensive material to use in home construction. Not only was it used in insulation, but also... (Read More)

Construction is a risky business—whether it is trying to prevent accidents on the job or managing tight deadlines, everything involves taking risks. The key to success in construction is evaluating and managing risk. With the current spurt of... (Read More)