When most people think of environmental liability insurance, they think about a toxic chemical spill or a nuclear disaster. There is a lot more to environmental liability insurance coverage than the obvious things that come to mind. Contractors deal... (Read More)

Construction contractors often cannot predict factors that will affect their work schedule, such as weather delays or a delay in obtaining building materials to complete a project. Such delays can be costly, and construction contractors need an... (Read More)

Construction contractors put themselves at risk every single day on the job, facing unknown risks when working with heavy equipment and often from scaffolds at great heights. The job is demanding and has special challenges. One of the challenges... (Read More)

Any contractor who transports materials that could potentially create environmental pollution needs liability protection. When cargo is released into the environment — for example, a truck overturns and spills industrial cleaning solution into a... (Read More)

Lead-based paints were commonly used in homes constructed before 1978. If left undisturbed, the paint itself probably does not pose hazards. However, any scraping, peeling or sanding of the paint changes all of this. Disturbing the paint causes dust... (Read More)

Did you know? Falls are the leading cause of death in construction. In 2016, the U.S. construction industry saw 991 fatalities. Falls can happen from any height — roofs, scaffolds, ladders and more. Many of these deaths are preventable by... (Read More)

Why do contractors need pollution liability insurance? Shouldn’t this be covered under a commercial general liability insurance policy? There is a history of pollution liability in the United States, which brought about the need for a special... (Read More)

Summertime is hot and it is even hotter for your contractor clients on a jobsite. Heat exhaustion is a serious health hazard for contractors and can lead to serious illness, injury and even death in extreme cases. According to OSHA statistics, 94... (Read More)

Project managers and construction contractors often collaborate on projects. Questions may arise on liability issues: Does the responsibility to maintain liability insurance fall on the project manager, the contractor, or both? Who is liable when... (Read More)